Some banks don’t send you a PIN number. Instead, they require you to either activate the card and choose a PIN number, or use the 3-digit security code on the back of the card to activate the card before choosing a PIN number. [1] X Research source If you are getting a replacement card, your old PIN number will still work.

If you did not request a new debit card, make sure to find out if you need the debit card. Make sure to read the fine print or contact the bank to make sure the debit card doesn’t have hidden fees or that switching to a new debit card is required. [3] X Research source Examine the card’s expiration date. If the expiration date is approaching soon, contact your bank. This is often a sign of a fraudulent card.

Cut the card up so that the name and number cannot be identified. This helps protect your identity and information.

You may conduct transactions at ATMs that are second- or third-party owned once you activate your card, but they cannot perform the functions necessary to activate your card.

Some banks offer mobile apps that allow you to activate your card. [6] X Research source You may have to have a preexisting online banking ID to use this option.